Senior Risk Analyst

Job Description

About the Role

Sr. Risk Analyst

Remote

Lithic creates card issuing and payment infrastructure for technology companies that just works. We help some of the world’s fastest-growing digital banks, fintech companies, and software companies process billions in transactions annually.

Lithic is hiring a data-driven Sr. Risk Analyst with strong problem solving, communication, and technical skills to deliver insights into the presence of current risks, and the likelihood and impact of those we have yet to encounter. This role will work closely with cross-functional teams across Risk, Analytics, Product, Engineering, and Compliance Operations to create, evaluate, and drive continuous improvement of risk policies, limits, rules, alerts, and dashboards. This role is critical to enabling Lithic and our customers to optimize our risk control and monitoring efforts.

Job responsibilities:

Deep dive into past and ongoing trends and provide data driven insights that identify and predict risky behavior that could result in outsized operational, financial, and reputational risks for Lithic and our customers

Identify rule criteria, test and validate rule output, and communicate portfolio and rule performance in a way that influences Lithic’s risk strategy

Collaborate with internal partners like Analytics, Product, Engineering, and Compliance Operations to tailor rule, alert, and dashboard creation and refinement techniques to various products, payment methods, and fraud typologies

Create dashboards to monitor performance across relevant metrics and create alerts to highlight any anomalies or unusual trends

Identify new approaches and data sources that could help us better understand various forms of risk, and partner with our operations, analytics, and product and engineering teams to implement them

Build relationships with our customer-facing teams (and occasionally our customers themselves) to best inform our approach to managing risk in a way that enables prudent growth

Support risk assessments, audits, and ad-hoc projects as assigned

Qualifications:

4-6 years of financial services or financial technology experience, ideally in issuer or processor fraud risk management

Excellent analytical thinking and problem solving, with experience leveraging large datasets to complete assessments and decisions. Excellent SQL programming skills and advanced Microsoft Excel skills

Experience in creating performance monitoring dashboards using Metabase, Looker, Hex, or a similar business intelligence tool

Outstanding communication and influence skills, coupled with the ability to foster collaboration and teamwork

Self-awareness and humility, with the ability to balance when to think from first principles, when to lean on your experience in approaching a problem, and when to turn to others for help

Foundational knowledge of payment processing, with a strong understanding of fraud and risk industry trends

Comfort with ambiguity and working in an unstructured environment

Salary: $120,000 – $170,000

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Benefits:

Health, vision, and dental insurance

Unlimited PTO

401(k) match

Life Insurance and AD&D policy

3% cashback on all Privacy purchases